The Hollow Claim

Insurance investigator Ethan Cole is called to a routine traffic fatality in the industrial outskirts of Ashwick. The crash looks like a DUI accident, but a single misplaced medical alert bracelet pulls him into a labyrinth of forged policies, engineered deaths, and a shadowy figure who doesn’t just plan fraud—he hollows people out and wears them like gloves. As the attempts on Ethan’s life escalate, he realizes the mastermind is a fellow investigator who has turned the craft of documenting human weakness into the art of erasing human will, and who now wants Ethan to become his most perfect, empty‑eyed claimant yet.